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Company Name |
Inspector's Name |
Phone Number |
|
| Professional Home Inspectors | James Dobney | 604-942-8272 | admin@jamesdobney.com www.jamesdobney.com |
| RMC
INSIGHT Building Consultants Inc. |
Rose Marie Moore | Tel:
604-731-8215 Fax: 604-731-8231 Other: 1-888-717-7755 |
www.rmcinsight.com rosemarie@rmcinsight.com |
| Avalanche
Building Inspectors (Div. of TL Gosling Ltd) |
Tracy Thompson, RHI | Cell:
604-308-0973 Pager: 604-607-9024 |
www.theinspector.ca inspector@shaw.ca |
| Can-Am Home Inspection Services Inc. | Cliff Neyedli | 604-522-6833 | cliffn@can-amhome.com www.can-amhome.com |
Douville & Co. Home Inspections Ltd. |
Gary Douville | Tel:
604-626-4887 Cell: 604-309-6782 Fax: 604-857-1637 Other: 1-888-804-2444 |
www.douvilleco.com g.douville@douvilleco.com |
Arrange for a notary public or lawyer to handle your conveyancing needs:
You can search the notary public website at http://www.notaries.bc.ca/. Or use a few notary public/lawyers noted below:
Notary Public Name Address Website Phone Nazirah Premji
Quoted prices as of Sep 09:
* Purchase with one Mortgage is $799 plus taxes and*sale with release of one mortgage is $549 plus taxes.
* Additional costs are incurred for Strata documents, Survey, Title Insurance, Insurance Binders and Assignment of Rents.
416 - 604 Columbia Street, New Westminster, BC V3M 1A5 npremji@notaries.bc.ca P: 604-521-8550
F: 604-521-8540
Martin Kastelein
450 Sixth Street 604-526-7884 William G. Anderson
Quoted prices as of Sep 11/09:
Purchase with mortgage, $859.00
Purchase all cash, $568.00
Refinance clearing one mortgage, $470.00,
each additional payout $50.00
Sale clearing one mortgage, $459.00
each additional mortgage $50.00
Family transfer with refinance, $758.00
252-4820 Kingsway (in Metrotown Mall) wanderson@notaries.bc.ca 604-434-5936 Rose Miller
estimated quotes as of September 2009
quote for buyer conveyancing cost $750 plus taxes and courier if applicable (need 10 business days to deliver)
quote for seller conveyancing cost $495 plus taxes and courier costs, if applicable208-4501 North Road (near Lougheed Mall) http://www.rosemiller.ca/
rmiller@notaries.bc.ca604-420-6671 Lawyer Name Address Website Phone Cassady & Company,
quote for buyer conveyancing cost $699 plus taxes and courier if applicable (need 10 business days to deliver)
quote for seller conveyancing cost $495 plus taxes and courier costs, if applicable330-522 6th Street (Uptown New West office) 604-523-7090 Bell Spagnuolo
Purchase with mortgage, $975.00
Purchase all cash, $875.00
Refinance clearing one mortgage, $775.00,
Sale clearing one mortgage, $575.00
Family transfer with refinance, $975.00 (straight family transfer with no mortgage $500.00 plus taxes)
variety of offices, check website www.bellspag.com Cobbett & Cotton www.cobbett-cotton.com ____________________________________________________________________________________
Prior to your completion date fees:
GST - If you buy a newly constructed home, you must pay the 6% GST. However, if your house is less than $350,000 you may be eligible for a rebate. There is no GST on resale housing unless there have been substantial renovations to the property. You can read through this article put out by the Greater Vancouver Real Estate Board entitled 'GST and Real Estate--What You Need To Know' for further clarification.Property transfer tax relief
When you buy a home, the provincial government charges a tax of 1 per cent of the first $200,000 of the purchase price and 2 per cent of the remainder. But if you're a first-time buyer, you can purchase tax-free as long as the purchase price is less than $325,000. http://www.rev.gov.bc.ca/rpt/ptt/ptt.htm.Prepaid property taxes or utility bills - You will have to reimburse the sellers for any prepaid property taxes or utilities.
Sort out your annual tax amount. Do you qualify for the homeowner's grant? Home Owner Grant: BC grant used as a deduction from municipal property taxes for homeowner's principle residence. $470 for those under 65, and $700 for those over 65.
Mortgage loan insurance and application fee - If you get a high-ratio mortgage (a mortgage where you pay less than a 25% down payment) you will have to buy mortgage loan insurance from CMHC or a private company. If you qualify for a 5% down payment, CMHC charges an insurance fee that equals 3.75% of the mortgage. If you put 10% or 15% down, your insurance fees will decrease to 2.5% and 2% respectively. The insurance premium usually gets added to your mortgage.
Sometimes, you may also have to pay an application fee. CMHC's standard fee is $235. CMHC also offers a basic service for a $75 fee but it must be accompanied by an appraisal.
Appraisal - Before your lender approves your mortgage, you may be required to have an appraisal done. Sometimes your lender covers this cost otherwise you are responsible for covering this cost. The fee ranges from $225 to $500.
Survey fee - Your lender may require an up-to-date survey of the property. If the seller did not provide you with one, you will have to pay to have one done. The fee ranges from $225 to $500. Surveys are usually only required on a house.
Home Inspection fee - Most Realtors recommend that you get a home inspection by a certified home inspector. The price for a condo inspection is around $400-450 and the cost for a home inspection on a house is anywhere from $450-550 approximately. Prices vary depending on the home inspector.
Legal fees - Lawyers/Notaries fees for closing the sale range according to the complexity of the deal.
Notary public costs: The approximate cost for handling the conveyancing needs for the sale of a property is around $400-600, and the cost of handling the conveyancing for a purchase of property is anywhere from $700-1000. Prices vary so obtain quotes in advance. Lawyer fees are usually higher.Disbursements to Land Titles Office - These fees are approximately $400. Your lawyer/notary will arrange this payment.
Call
Dianne today! 604.518-0573 or toll-free at 1-866-521-5767 for more information.
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